Privacy Policy

Last Updated: May 17, 2026

TopCardReviews ("we", "our", or "us") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit www.topcardreviews.com (the "Site").

Please read this Privacy Policy carefully. If you do not agree with the terms, please discontinue use of the Site.

1. Information We Collect

Information You Provide

We collect information you voluntarily provide, such as when you fill out a contact form, subscribe to a newsletter, or submit feedback. This may include your name, email address, and message content.

Automatically Collected Information

When you visit the Site, we automatically collect certain information, including:

• Log Data: IP address, browser type, operating system, referring URLs, pages visited, and timestamps.
• Device Information: Device type, screen resolution, and language preference.
• Cookies and Tracking Technologies: See Section 4 below.

2. How We Use Your Information

We use the information we collect to:

• Operate, maintain, and improve the Site.
• Respond to your inquiries and provide customer support.
• Send newsletters or marketing communications (only if you opt in).
• Analyze Site usage to improve content and user experience.
• Detect and prevent fraud, abuse, or security incidents.
• Comply with legal obligations.

3. How We Share Your Information

We do not sell your personal information. We may share information with:

• Service Providers: Third parties who help us operate the Site (hosting, analytics, email delivery).
• Affiliate Partners: When you click an affiliate link and apply for a financial product, the issuer may share limited information back to us (such as whether you were approved) for commission tracking. We do not receive your application details.
• Legal Requirements: When required by law, court order, or to protect our rights.
• Business Transfers: In connection with a merger, acquisition, or sale of assets.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience. Specifically:

• Essential Cookies: Required for basic Site functionality.
• Analytics Cookies: Google Analytics 4 helps us understand how visitors use the Site. See Google's Privacy Policy.
• Advertising Cookies: This site uses Google AdSense and cookies. Google and its partners use cookies to serve, measure, and personalize ads.
• Affiliate Tracking: Affiliate networks may set cookies when you click outbound links so we can be credited for any resulting purchases.

You can control cookies through your browser settings or our cookie consent banner. Disabling cookies may affect Site functionality.

5. Third-Party Services

We use the following third-party services:

• Google Analytics — Site analytics (Privacy Policy)
• Google AdSense — Display advertising (Ad Policy)
• Cloudflare — Content delivery network and security (Privacy Policy)
• Affiliate Networks — Commission Junction (CJ), Impact, FlexOffers, and direct issuer programs

These services have their own privacy policies. We encourage you to review them.

6. Your Rights

For EU/UK Residents (GDPR)

If you are located in the European Union or United Kingdom, you have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data ("right to be forgotten")
• Object to or restrict processing of your data
• Receive your data in a portable format
• Lodge a complaint with a supervisory authority

For California Residents (CCPA/CPRA)

If you are a California resident, you have the right to:

• Know what personal information we collect, use, and disclose
• Request deletion of your personal information
• Opt out of the sale or sharing of your personal information (we do not sell personal information)
• Non-discrimination for exercising your privacy rights

To exercise any of these rights, please contact us at [email protected].

7. Children's Privacy

The Site is not directed to children under 13 (or 16 in the EU). We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

8. Data Security

We implement reasonable technical and organizational measures to protect your information, including HTTPS encryption, access controls, and secure hosting. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

9. Data Retention

We retain personal information only as long as necessary for the purposes outlined in this policy, or as required by law. Analytics data is typically retained for 14 months. Contact form submissions are retained for up to 2 years.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated version on this page with a revised "Last Updated" date. Continued use of the Site after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

• Email: [email protected]
• Website: www.topcardreviews.com/contact